Commercial trucks are typically large vehicles that take up much space on the road. While it is not impossible to safely commute alongside an 18 wheeler truck, careless drivers jeopardize safety. Individuals who experience significant loss in a car accident due to truck driver negligence can file charges for loss in one of two ways: civil or criminal.
Civil Charges: Insurance Claims
A less formal way of recovering for loss, insurance claims are most popular when a victim is still living. Although legal representation in court is not necessary in such cases, lawyers can make sure that claimants receive all benefits entitled to them. Insurance claims are typically filed with a person’s own insurance company but commercial insurers may choose to issue a settlement check to people who properly file for recovery.
Civil Charges: Formal Lawsuits
Civil charges are typically carried out in formal lawsuits. After determining the trucking company to have acted negligently on the road, the victim usually files a lawsuit for damages. Since Florida is a “no fault” state, filing charges in this way is difficult. Formal lawsuits are more effective when a person dies in auto accidents since such loss is significant and cannot be recovered in any other way. Florida wrongful death lawyers are useful when seeking restitution for loss of life.
In addition to civil charges, careless drivers can also be charged with a crime. If during investigation it is found that a driver acted negligently because of intoxication, that person can be charged with a crime and sued for loss. Although civilians can file for criminal charges, the state may also bring charges against the accused. Although a company cannot be charged, its executives can serve criminal charges.